Financing

Financing Options Available

When you install a SwimUSA Fiberglass Pool, we’re with you from start to finish — and that begins with helping you find the right financing solution for your project.

LightStream is the nation’s premier online consumer lender and a division of SunTrust Bank. When you have good credit, it’s a fast and refreshingly simple process to get a LightStream loan for your pool or spa project.

Financing Details

Premium Pools. Lasting Memories.

Every SwimUSA Pool Reflects Our Commitment to Superior Quality, Innovative Design, and Creating Outdoor Spaces Families Can Enjoy for Years to Come.
  • Premium American Craftsmanship
    Every SwimUSA pool is proudly manufactured in the USA using premium fiberglass materials, delivering exceptional quality, lasting durability, and craftsmanship you can trust for years to come.
  • Built to Last
    Our fiberglass pools are engineered for long-term performance with superior strength, low maintenance, and industry-leading warranty protection that gives homeowners lasting confidence.
  • Designed Around You
    Choose from a wide selection of pool models, colors, and customizable features to create a backyard retreat that perfectly complements your home, lifestyle, and vision.
  • Relaxation Starts at Home
    Transform your backyard into a private escape where family and friends can gather, unwind, and create unforgettable memories in every season.
  • Trusted Dealer Network
    Our experienced dealer network helps homeowners enjoy a seamless experience, providing expert guidance from pool selection through installation and beyond.

Here’s What You Can Expect From LightStream

  • Low fixed rates on loan amounts from $5,000 to $100,000
  • Longer payment terms — up to 12 years 1 — on home improvement loans of $25,000 to $100,000
  • No home equity requirements
  • No fees or pre-payment penalties
  • Funds deposited into your account as soon as today 2

All lending services are provided by LightStream, a division of SunTrust Bank, and we may be compensated by LightStream through links on this site.

* Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rates range from 3.99%-16.99% APR w/AutoPay.  Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

  1. Payment example: Monthly payments for a $25,000 loan at 6.89% APR with a term of 12 years would result in 144 monthly payments of $255.63.
  2. You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

Truist Bank is an Equal Housing Lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

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Your Perfect Pool Starts Here

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